Blog
In-depth analysis on insurance trends, regulatory developments, and market insights.
IRDAI Commission Overhaul: How Staggered Payouts Could End the Mis-Selling Era
IRDAI plans to replace large upfront insurance commissions with staggered payments over the life of a policy. Here is what it means for agents, insurers, and policyholders.
Bima Sugam: India's Insurance UPI Is Going Live in September 2026
IRDAI's Bima Sugam digital marketplace will go live with motor, health, and term products by September 2026. Here is how it works, who it affects, and what changes.
The Bharat Maritime Insurance Pool: India's $1.5 Billion Sovereign Shield for Shipping
India launched a $1.5 billion maritime insurance pool backed by a sovereign guarantee to protect shipping from geopolitical disruptions. Here is how it works and why it matters.
The NRI Health Insurance Boom: Why Overseas Indians Are Buying Indian Policies
NRI purchases of Indian health insurance surged 126% year-on-year. Price gaps, digital tools, and ageing parents are driving a cross-border health insurance segment.
Mental Health Insurance in India: From Policy Wording to Patient Access
India's Mental Healthcare Act 2017 mandates insurance coverage for mental illness, but ground-level access remains uneven. Here is what the law says, how insurers have responded, and what patients can do when coverage is denied.
Patients Caught in the Health Insurance-Hospital Face-Off
When hospitals and insurers disagree over claim amounts, patients bear the consequences. Here is how the cashless claim standoff works, why it is growing, and what policyholders can do.
How AI and Insurtech Are Changing Motor Insurance for Indian Drivers
From telematics-based pricing to AI-driven claims settlement, Indian motor insurance is being reshaped by technology. Here is how the changes affect premiums, claims, and driving behaviour.
The Next Big Shift in Insurance Will Be AI at the Core
Indian insurers are moving from AI-as-add-on to AI-native architecture. Here is what changes when artificial intelligence sits at the core of underwriting, pricing, and claims.
Complete Guide to Cyber Liability Insurance in India 2026
With the DPDP Act 2023 imposing penalties up to Rs 250 crore for data breaches, cyber liability insurance has become essential. Here is what the policy covers, what it costs, and how to buy it.
India Cyber Insurance Market: Growth, MSME Demand and Digital Risk
India's cyber insurance market is projected to grow at 25-30% CAGR, driven by DPDP Act compliance and rising MSME digital adoption. Here is the market landscape and what it means.