Safety advisory - IRDAI Bima Bharosa / I4C 1930 MHA I4C 1930 + cybercrime.gov.in, RBI RB-IOS 2026, IIB, RightToInformation Wiki Fake Insurance Policy Scam (reviewed Aug 28 2026) with bimabharosa.irdai.gov.in show 30-minute drill after fake-policy premium diversion via personal UPI vs corporate UPI.
Method
Primary: cybercrime.gov.in / 1930, RBI RB-IOS 2026, bimabharosa.irdai.gov.in, IIB fraud registry, plus the 30-minute wiki document and BimaNiti's fake-portal case coverage.
Personal vs Corporate UPI
Fake sellers send personal UPI name@okhdfcbank vs corporate hdfclife@hdfcbank. Verify via insurer official app → Pay premium → compare VPA shown. Never pay via WhatsApp QR.
30-Min Dual Call
1) Call bank fraud line → freeze. 2) Call 1930 → ack. 3) File cybercrime.gov.in → ticket. 4) If policy/agent involved, file bimabharosa with 1930 ticket.