All Articles

437 articles covering insurance regulation, market analysis, and policy insights.

Blog (195) News (242)

Blog Articles

October 2026

HealthCashless Hospitalisation in India: How the Network, the TPA and Pre-Authorisation Actually Work at the Admission Desk
BimaNiti · 2026-10-03 · 9 min read
Claims/SettlementAppealing a Consumer Commission Order: The 45, 30 and 30 Day Windows, the 50 Percent Pre-Deposit, and What a Revision Is For
BimaNiti · 2026-10-03 · 8 min read
Personal LinesPMFBY Is Not the Only Crop Scheme: Weather-Based Cover, Livestock Insurance, and What Each One Actually Pays
BimaNiti · 2026-10-03 · 9 min read
Personal LinesPMJJBY and PMSBY: The Rs 436 and Rs 20 Policies Most Eligible Indians Already Pay For and Have Never Claimed
BimaNiti · 2026-10-02 · 7 min read
IRDAI/RegulatoryIf Your Insurer Fails: What India Does Not Have, What It Does, and Why Three State Insurers Have Negative Solvency
BimaNiti · 2026-10-02 · 7 min read
Life InsuranceNominee or Legal Heir: What Section 39 of the Insurance Act Actually Decides, and Why the High Courts Still Disagree
BimaNiti · 2026-10-02 · 8 min read

September 2026

HealthRetail vs Group Health Insurance in India: Should You Buy a Policy While Your Employer Has One
BimaNiti · 2026-09-30 · 7 min read
MotorPM-RAHAT: The Rs 1.5 Lakh Free Road Accident Treatment Most Families Never Claim
BimaNiti · 2026-09-30 · 7 min read
Claims/SettlementHealth Claim Rejected for Missing Original Documents: What to Send Instead, and What the Law Requires
BimaNiti · 2026-09-30 · 6 min read
IRDAI/RegulatoryHolding Company Merger With an Insurer: How Regulation 30A Works and What It Leaves Open
BimaNiti · 2026-09-30 · 7 min read
Claims/SettlementWhat Is a Surveyor's Report in an Insurance Claim, and Why It Is Not the Final Word
BimaNiti · 2026-09-28 · 6 min read
IRDAI/RegulatoryWho Sold You This Policy? Seller Identity, Public Mis-Selling Records and Clawback, Explained
BimaNiti · 2026-09-28 · 6 min read
MotorWhat Motor Third-Party Cover Does, and What Happens When the Rider Has None
BimaNiti · 2026-09-28 · 6 min read
Personal LinesPersonal Accident Insurance Explained: What It Pays, What It Does Not, and How It Differs From Term Cover
BimaNiti · 2026-09-28 · 6 min read
Policyholder GuideThe 30-Day Free-Look Period: How to Cancel a Mis-Sold Policy and Get Your Money Back
BimaNiti · 2026-09-28 · 7 min read
HealthRoom Rent, Sub-Limits and the Cost Side of a Health Policy: What the Policy Pays Is Not What the Hospital Bills
BimaNiti · 2026-09-28 · 7 min read
Life InsuranceCan an Insurance Company Actually Cancel Your Policy? Insurable Interest, Fraud, Non-Payment and the Limits of an Insurer's Power
BimaNiti · 2026-09-28 · 7 min read
MotorMACT Compensation After the Homemaker Ruling: The Heads of Damages, the Rs 30,000 Benchmark, and What to File For
BimaNiti · 2026-09-28 · 8 min read
IRDAI/RegulatoryInsurer Staff, Agents and Leaked Records: When Your Own Data Becomes the Fraud Weapon
BimaNiti · 2026-09-28 · 7 min read
HealthChoosing a Health Plan by Its Hospital List: Empanelled, Network and the Cashless Reality
BimaNiti · 2026-09-28 · 7 min read
IRDAI/RegulatoryHow to Comment on the IRDAI Consultation Paper Before October 25
BimaNiti · 2026-09-26 · 6 min read
Personal LinesCritical Illness Cover vs Health Insurance: What Each Actually Pays For
BimaNiti · 2026-09-26 · 6 min read
MotorWhat Is IDV? How Insured Declared Value Decides Your Motor Claim
BimaNiti · 2026-09-26 · 6 min read
IRDAI/RegulatoryInsurance Bundled With Your Loan? What IRDAI's Proposed Ban Changes and What to Do Now
BimaNiti · 2026-09-25 · 6 min read
Personal LinesWill Lower Commissions Make Insurance Cheaper? What Actually Sets Your Premium
BimaNiti · 2026-09-25 · 6 min read
IRDAI/RegulatoryCompare Insurance Without Handing Over Your Number: A Dark-Pattern Checklist
BimaNiti · 2026-09-25 · 6 min read
MotorBuying Motor Insurance at the Dealership: Your Rights Under IRDAI's Draft Rules
BimaNiti · 2026-09-25 · 6 min read
IRDAI/RegulatoryIRDAI's Proposed Commission Caps: What They Mean for Your Premium, Agent and Bank Sale
BimaNiti · 2026-09-24 · 6 min read
Life InsuranceHow Much Life Insurance Do You Need? A Cover-Amount Method for Indian Households
BimaNiti · 2026-09-24 · 6 min read
Technology & InnovationHow to Buy Insurance Online Safely: A Point-of-Purchase Verification Checklist
BimaNiti · 2026-09-24 · 6 min read
Claims/SettlementHealth Claims Rejected Before They Start: A Pre-Admission Checklist Against IRDAI's 1-in-12 Rate
BimaNiti · 2026-09-24 · 6 min read
HealthWhat Health Insurance Costs in India in 2026: Premium Tables by Age, Cover and GST
BimaNiti · 2026-09-24 · 7 min read
HealthLeaving Your Job: What Happens to Health Cover and How to Keep It Continuous
BimaNiti · 2026-09-24 · 6 min read
Life InsuranceSalary Insurance and Income Protection: What They Are, What They Are Not
BimaNiti · 2026-09-24 · 6 min read
Personal LinesFirst Job, First Policy: An Insurance Checklist for Young Adults in India
BimaNiti · 2026-09-24 · 6 min read
Technology & InnovationHow to Check Your Insurance Policy Status Online (and Spot a Fake Fast)
BimaNiti · 2026-09-24 · 5 min read
Personal LinesWhy Your Insurance Premium Increased at Renewal: The Seven Usual Causes
BimaNiti · 2026-09-24 · 6 min read
Claims/SettlementHow to Read an Insurance Policy Document: Schedule, Wording, Endorsements
BimaNiti · 2026-09-24 · 6 min read
HealthHow to Compare Health Plans with IRDAI Scorecards (Not Just the Lowest Premium)
BimaNiti · 2026-09-24 · 6 min read
HealthHow to Choose Health Insurance: A Decision Framework That Is Not a Best List
BimaNiti · 2026-09-24 · 6 min read
For AgentsQuestions to Ask Your Insurance Agent Before You Buy (Including Who Pays Them)
BimaNiti · 2026-09-24 · 6 min read
HealthWhat Does a Standard Health Insurance Plan Actually Cover? A Positive Map
BimaNiti · 2026-09-24 · 6 min read
MotorWhen Does Car Insurance Start? Inception, Gap and Reload Explained
BimaNiti · 2026-09-24 · 6 min read
HealthIs Health Insurance Worth It? A Cost Versus Claim Math Check
BimaNiti · 2026-09-24 · 6 min read
MotorHow Much Does Car Insurance Cost in India? TP, OD and the Levers You Control
BimaNiti · 2026-09-24 · 6 min read
Claims/SettlementHow to File an Insurance Claim: The First 60 Minutes (Health, Motor, Life)
BimaNiti · 2026-09-24 · 5 min read
Personal LinesLower Your Insurance Premium Without Cutting Cover: Health and Term Levers
BimaNiti · 2026-09-24 · 6 min read
Personal LinesRenew Before Deadline? A 30-Day Decision Calendar for Health and Motor
BimaNiti · 2026-09-24 · 6 min read
Personal LinesInsurance for Gig Workers and Freelancers in India: Cover Without a Company Plan
BimaNiti · 2026-09-24 · 6 min read
HealthNPS Swasthya Explained: Pension Plus Health Cover in One Account
BimaNiti · 2026-09-22 · 7 min read
Personal LinesOne Year Without GST on Insurance: What Got Cheaper and What Did Not
BimaNiti · 2026-09-22 · 7 min read
Personal LinesGST on Insurance: What Is Free, What Is Not, and What You Should Check
BimaNiti · 2026-09-20 · 6 min read
Technology & InnovationLife Insurers at 99% Digital: What It Means for Policyholders Buying, Servicing, and Claiming
BimaNiti · 2026-09-20 · 6 min read
Life InsuranceMis-selling to Senior Citizens: Five Red Flags and How to Complain
BimaNiti · 2026-09-13 · 5 min read
General InsuranceCombined Ratio Explained: What FY26 Underwriting Losses Mean for Your Premium
BimaNiti · 2026-09-13 · 5 min read
Personal LinesBuying Insurance in an App: Corporate Agents and Embedded Cover Explained
BimaNiti · 2026-09-13 · 4 min read
IRDAI/RegulatorySpurious Calls and Courier Trap: IRDAI Be Alert! Guide - How Phishing Works and How to Verify
BimaNiti · 2026-09-05 · 7 min read
IRDAI/RegulatoryBima Bharosa vs 1930 vs Insurer: Fake-Policy Premium Diversion - How to Verify UPI and Recover
BimaNiti · 2026-09-05 · 7 min read
IRDAI/RegulatoryMis-selling Typology: Exaggerated ULIP Returns, Hidden Charges, Bundling with Loan
BimaNiti · 2026-09-05 · 7 min read
Life InsuranceSection 45 Three-Year Rule and Burden of Proof: What Insurer Must Prove After 3 Years
BimaNiti · 2026-09-05 · 7 min read
IRDAI/RegulatoryIRDAI Fraud Monitoring Framework 2025 Explained: FMU/FMC, Board Anti-Fraud Policy, Agent Rentals
BimaNiti · 2026-09-05 · 7 min read
IRDAI/RegulatoryBima Sugam Goes Live 2026: Motor July, Health August, Term September - Zero-Commission 5-7% Fee
BimaNiti · 2026-09-05 · 7 min read
Life InsuranceLIC Diabetes Non-Disclosure Overturned After 12 Years
BimaNiti · 2026-09-05 · 7 min read
IRDAI/RegulatoryIRDAI Turnaround Times 2026 Explained: 7 Days for Proposal Decision
BimaNiti · 2026-09-04 · 7 min read
General InsuranceCorporate Agent vs Broker vs POSP vs InsuranceDekho-RenewBuy AI Platform
BimaNiti · 2026-09-04 · 7 min read
HealthState Health Insurance Compared 2026: Tamil Nadu CMCHIS Rs 25 Lakh vs PM-JAY Rs 5 Lakh vs Rajasthan
BimaNiti · 2026-09-04 · 7 min read
General InsuranceInd AS 117 for Insurance Explained 2026: Why SBI General's First Ind AS Report Changes
BimaNiti · 2026-09-04 · 7 min read
General InsuranceIndia Cyber Insurance Market 2026–2031: Size, Forecast and Why Mass-Market Cover Is Coming…
BimaNiti · 2026-09-03 · 7 min read
General InsuranceWarehouse and Factory Insurance India 2026
BimaNiti · 2026-09-03 · 7 min read
IRDAI/RegulatoryRisk-Based Capital (RBC) in India 2026: IRDAI's QIS-1 Technical Guidance
BimaNiti · 2026-09-03 · 7 min read
MotorTelematics Motor Insurance India 2026: Pay As You Drive (PAYD) vs Pay How You Drive (PHYD)
BimaNiti · 2026-09-03 · 7 min read
IRDAI/RegulatoryBima Vistaar Explained 2026: IRDAI's Bundled Product for Rural and Low-Income India
BimaNiti · 2026-09-03 · 7 min read
Technology & InnovationInsurTech & Digital Transformation India 2026
BimaNiti · 2026-09-03 · 7 min read
IRDAI/RegulatoryInsurance for All by 2047: Roadmap, Coverage Gaps and Social Security
BimaNiti · 2026-09-03 · 7 min read
HealthFamily Health Insurance Plans in India 2026
BimaNiti · 2026-09-03 · 7 min read
HealthClaim Settlement Ratio 2026 Explained: What IRDAI's 99.93% SAHI vs 90-95% PSU and 100% Acko/Niva…
BimaNiti · 2026-09-03 · 7 min read
Life InsuranceTerm Insurance vs Health Insurance in India 2026
BimaNiti · 2026-09-03 · 7 min read
IRDAI/RegulatoryPublic Insurance Registry Explained: How One ID Could Finally Show All Your Policies in One Place
BimaNiti · 2026-09-02 · 7 min read
Life InsuranceLIC Bima Platinum vs Jeevan Raksha vs Term + Mutual Fund
BimaNiti · 2026-09-02 · 7 min read
General InsuranceGeneral Insurance FY26 at 113% Combined Ratio
BimaNiti · 2026-09-02 · 7 min read

August 2026

HealthSenior Citizen Health Insurance: After IRDAI's 10% Cap, Why Your Premium Still Feels Like It Doubled
BimaNiti · 2026-08-29 · 7 min read
HealthHealth Insurance Claim Rejected at 36%? The Four Exclusion Lists to Check Before You Buy
BimaNiti · 2026-08-29 · 6 min read
HealthThe Portability Trap 2026: How Switching Health Insurer Can Add a Deductible You Didn't Ask For
BimaNiti · 2026-08-29 · 7 min read
HealthFamily Health Insurance Plans at 0% GST: Is Your Rs 5 Lakh Cover Still Enough?
BimaNiti · 2026-08-29 · 6 min read
HealthWhy Your Next Health Policy May Ask More Upfront
BimaNiti · 2026-08-29 · 7 min read
General InsuranceFire Insurance Is Getting Cheaper for India's Largest Factories - What It Means If You Own a Small One
BimaNiti · 2026-08-29 · 6 min read
Technology & InnovationAI Agents Arrive in Indian Insurance Operations
BimaNiti · 2026-08-29 · 4 min read
For AgentsThe Effort Ladder: How IRDAI Commission Plan Could Redraw What You Sell
BimaNiti · 2026-08-29 · 7 min read
For BrokersNo Renewal, No Reset: What Perpetual Registration Means for Brokers
BimaNiti · 2026-08-29 · 6 min read
For Insurance ProfessionalsYour Branch Network Just Froze: What the EoM Crackdown Means for Staff
BimaNiti · 2026-08-29 · 7 min read
HealthYou Bought Three Health Policies. Here Is What You Will Actually Be Paid.
BimaNiti · 2026-08-29 · 6 min read
General InsuranceFire Insurance's Price War Is Nearing Its Limit
BimaNiti · 2026-08-28 · 4 min read
HealthWill Your Pin Code Decide Your Health Premium?
BimaNiti · 2026-08-28 · 3 min read
Personal LinesWhy Your Office Health Cover Fails on Maternity
BimaNiti · 2026-08-28 · 4 min read
HealthTamil Nadu's Rs 25 Lakh Health Cover: What CMCHIS Beneficiaries Should Actually Expect
BimaNiti · 2026-08-26 · 6 min read
IRDAI/RegulatoryFour Insurers, One Rule: What the IRDAI Expense-Limit Crackdown Means for Your Premium
BimaNiti · 2026-08-24 · 7 min read
IRDAI/RegulatoryThe Expansion Brake: Why IRDAI Barred Niva Bupa and Acko General From Opening New Offices
BimaNiti · 2026-08-21 · 5 min read
RegulationIRDAI Commission Overhaul: How Staggered Payouts Could End the Mis-Selling Era
BimaNiti · 2026-08-19 · 8 min read
Technology & InnovationBima Sugam: India's Insurance UPI Is Going Live in September 2026
BimaNiti · 2026-08-19 · 9 min read
ReinsuranceThe Bharat Maritime Insurance Pool: India's $1.5 Billion Sovereign Shield for Shipping
BimaNiti · 2026-08-19 · 7 min read
HealthThe NRI Health Insurance Boom: Why Overseas Indians Are Buying Indian Policies
BimaNiti · 2026-08-19 · 6 min read
Technology & InnovationGeneral Atlantic Crosses 25% in Acko: Big Money Doubles Down Ahead of India's First Big Insurtech IPO
BimaNiti · 2026-08-19 · 5 min read
HealthMental Health Insurance in India: From Policy Wording to Patient Access
BimaNiti · 2026-08-18 · 7 min read
HealthPatients Caught in the Health Insurance-Hospital Face-Off
BimaNiti · 2026-08-18 · 6 min read
Technology & InnovationHow AI and Insurtech Are Changing Motor Insurance for Indian Drivers
BimaNiti · 2026-08-18 · 6 min read
Technology & InnovationThe Next Big Shift in Insurance Will Be AI at the Core
BimaNiti · 2026-08-18 · 6 min read
Technology & InnovationComplete Guide to Cyber Liability Insurance in India 2026
BimaNiti · 2026-08-18 · 7 min read
General InsuranceIndia Cyber Insurance Market: Growth, MSME Demand and Digital Risk
BimaNiti · 2026-08-18 · 5 min read
ReinsuranceGIC Re's Quiet Turnaround: First Overseas Underwriting Profit in Years
BimaNiti · 2026-08-17 · 6 min read
Technology & InnovationBima Sugam Goes Motor-First: What the Trial Run Means for Buyers, Agents and Insurers
BimaNiti · 2026-08-13 · 6 min read
HealthThe 176th Report: 8 Ways Parliament Wants to Make Private Healthcare (and Health Insurance) Affordable
BimaNiti · 2026-08-12 · 7 min read
Life InsuranceSurrender or Stay? A Consumer Guide to Exiting a Life Insurance Policy Without Destroying Value
BimaNiti · 2026-08-11 · 7 min read
IRDAI/RegulatoryIRDAI's Perpetual Registration Revolution
BimaNiti · 2026-08-08 · 6 min read
IRDAI/RegulatoryInd AS 117 Explained: The Accounting Revolution Reshaping Indian Insurance Balance Sheets
BimaNiti · 2026-08-07 · 7 min read
IRDAI/RegulatoryKMP Pay Meets Policyholder Outcomes: How IRDAI is Forcing Insurers to Put Their Money
BimaNiti · 2026-08-06 · 6 min read
Technology & InnovationThe Bima Sugam Revolution: How India's 'UPI of Insurance' Will Disintermediate…
BimaNiti · 2026-08-05 · 7 min read
MotorSupreme Court Motor Insurance Overhaul: 4-Year TP Cover
BimaNiti · 2026-08-05 · 7 min read
Life InsuranceLIC OFS 2026: The Rs 31,400-Crore Stake Sale Explained - and What It Means for Investors
BimaNiti · 2026-08-05 · 6 min read
HealthQ1 FY27 Health Report Card: Star Health and Niva Bupa Show How Underwriting Discipline Wins
BimaNiti · 2026-08-05 · 6 min read
Life InsuranceTerm vs ULIP vs Endowment: Which Life Insurance Should You Buy in India?
BimaNiti · 2026-08-05 · 7 min read
HealthHealth Insurance Waiting Periods in India: Initial, Pre-Existing Disease and Maternity Explained
BimaNiti · 2026-08-05 · 6 min read
HealthHealth Insurance Portability in India: How to Switch Insurers Without Losing Waiting-Period Benefits
BimaNiti · 2026-08-05 · 6 min read
IRDAI/RegulatoryTax Benefits on Insurance in India: Section 80C, 80D and 80CCD Explained
BimaNiti · 2026-08-05 · 6 min read
HealthFamily Floater vs Individual Health Plans: Which One Is Right for Your Family?
BimaNiti · 2026-08-05 · 6 min read
MotorNo Claim Bonus and Motor Insurance Add-Ons: Cutting Your Premium Without Cutting Your Cover
BimaNiti · 2026-08-05 · 7 min read
Life InsuranceMissed an Insurance Premium? Grace Period, Lapse and Revival Explained
BimaNiti · 2026-08-05 · 6 min read
HealthSenior Citizen Health Insurance in India: PED Rules, Premiums and How to Choose
BimaNiti · 2026-08-05 · 7 min read
HealthCashless vs Reimbursement Claims: A Step-by-Step Guide to Getting Paid Faster
BimaNiti · 2026-08-05 · 7 min read
HealthSuper Top-Up Health Insurance: Extra Cover at a Fraction of the Cost - Explained
BimaNiti · 2026-08-05 · 6 min read
Life InsuranceLife Insurance Surrender Values 2026: How the New Rules Give Power Back to Policyholders
BimaNiti · 2026-08-04 · 6 min read
Life InsuranceQ1 FY27 Results Decoded: How LIC and ICICI Pru Engineered a Margin Miracle While General Insurers Bled
BimaNiti · 2026-08-03 · 8 min read
Technology & InnovationCyber Security Guidelines 2026: Why Your Insurer's CISO Can No Longer Report to the CIO
BimaNiti · 2026-08-02 · 5 min read
General InsuranceSurety Bonds Unleashed: How IRDAI is Opening the Floodgates for Infrastructure Insurance
BimaNiti · 2026-08-01 · 5 min read
IRDAI/RegulatorySalesperson Tagging from 2027: What IRDAI's Intermediary Overhaul Means for You
BimaNiti · 2026-08-01 · 3 min read
General InsuranceGlobal Capital Is Pouring Into Indian General Insurance: Bain, Blackstone, QBE and the New Wave
BimaNiti · 2026-08-01 · 5 min read

July 2026

IRDAI/RegulatoryIRDAI's New Shareholding Rules Explained: 5% Thresholds, Promoter Transfers & Mergers
BimaNiti · 2026-07-31 · 3 min read
HealthHealth Insurance Master Circular 2026: Mandatory Coverage, 1-Hour Cashless, and AYUSH Inclusion
BimaNiti · 2026-07-30 · 6 min read
HealthOne Year of GST-Free Health Insurance: Did Premiums Actually Come Down?
BimaNiti · 2026-07-30 · 3 min read
MotorMotor Third-Party Premium Hike: Why It's Coming After 4 Years and What It Costs You
BimaNiti · 2026-07-30 · 3 min read
General InsurancePatanjali Enters Insurance: What the Rs 4,500-Crore Magma General Deal Means for You
BimaNiti · 2026-07-30 · 4 min read
Technology & InnovationThe Dark Patterns Crackdown: How IRDAI and RBI are Waging War on Digital Mis-Selling
BimaNiti · 2026-07-29 · 6 min read
IRDAI/RegulatoryPEPF Explained: IRDAI's New Policyholders' Education & Protection Fund
BimaNiti · 2026-07-29 · 3 min read
MotorCommercial Vehicle Insurance in India: Claims, Renewals, and Fleet Risk Management
BimaNiti · 2026-07-28 · 3 min read
General InsuranceInsurance for MSMEs in India: A Complete Guide to Protecting Your Business
BimaNiti · 2026-07-28 · 3 min read
General InsuranceMarine Cargo Insurance in India: A Guide for Transporters and Exporters
BimaNiti · 2026-07-28 · 3 min read
General InsuranceWarehouse Insurance in India: Protecting Your Stock and Business
BimaNiti · 2026-07-28 · 3 min read
General InsuranceFire Insurance in India: A Guide for Warehouse and Factory Owners
BimaNiti · 2026-07-28 · 3 min read
For AgentsCKYC 2.0: How the Common Customer ID Changes Agent Onboarding in India
BimaNiti · 2026-07-28 · 3 min read
For AgentsBima Sugam and the Insurance Agent: Threat, Opportunity, or Both?
BimaNiti · 2026-07-28 · 3 min read
For AgentsIRDAI Commission Structure Overhaul 2026: What Every Insurance Agent Must Know
BimaNiti · 2026-07-28 · 3 min read
Claims/SettlementInsurance Claim Settlement Delayed? How to Escalate Under Indian Law
BimaNiti · 2026-07-28 · 3 min read
Claims/SettlementCashless Claim Denied? Your Rights and Next Steps Under IRDAI Rules
BimaNiti · 2026-07-28 · 3 min read
Claims/SettlementClaim Documents Required for Motor, Health, and Fire Insurance Claims in India
BimaNiti · 2026-07-28 · 3 min read
Claims/SettlementInsurance Claim Rejected? Here's What to Do Next
BimaNiti · 2026-07-28 · 3 min read
IRDAI/RegulatoryInsurance Rules 2026 vs the 1939 Rules: What Changes and Why It Matters
BimaNiti · 2026-07-25 · 3 min read
IRDAI/RegulatoryCKYC 2.0 Explained: How India's New Common Customer ID Will Transform Insurance Buying
BimaNiti · 2026-07-24 · 3 min read
IRDAI/RegulatoryWhy IRDAI's Risk-Based Capital Framework Matters for Every Policyholder
BimaNiti · 2026-07-24 · 3 min read
Claims/SettlementInsurance Consumer Court Rulings Roundup: Key Decisions Every Policyholder Should Know
BimaNiti · 2026-07-21 · 3 min read
HealthIRDAI's 2026 Health Insurance Overhaul: 8 Changes That Reshaped Coverage for Every Indian
BimaNiti · 2026-07-21 · 4 min read
General InsuranceInsurtech Funding Winter: What H1 2026's 83% Collapse Means for Indian Insurance
BimaNiti · 2026-07-21 · 3 min read
General InsurancePMFBY 2026: How Satellite Tech and KCC Linkage Are Fixing India's Crop Insurance Problem
BimaNiti · 2026-07-20 · 3 min read
IRDAI/RegulatoryBima Sugam Countdown: What to Expect as Full Launch Nears
BimaNiti · 2026-07-20 · 3 min read
IRDAI/RegulatoryGIFT City vs Mainland Insurance: The New Regulatory Arbitrage and What It Means
BimaNiti · 2026-07-19 · 3 min read
General InsuranceICICI Lombard Q1 FY27: Fire Losses, Motor Reserves, and the Profit Squeeze
BimaNiti · 2026-07-19 · 3 min read
IRDAI/RegulatoryGST ITC Impact on Insurers: 10 Months On
BimaNiti · 2026-07-18 · 3 min read
General InsuranceNon-Life Insurance June 2026: Growth Accelerates to 16%
BimaNiti · 2026-07-08 · 2 min read
Personal LinesTravel Insurance in India: Rising Adoption and Changing Patterns
BimaNiti · 2026-07-05 · 3 min read

June 2026

Personal LinesHome Insurance: India's Biggest Protection Gap
BimaNiti · 2026-06-15 · 3 min read
MotorEV Insurance in India: The Complete Guide
BimaNiti · 2026-06-10 · 3 min read
Life InsuranceLIC Q4 FY26 Deep Dive: Record Profit, Surging VNB, and the Margin Story
BimaNiti · 2026-06-04 · 2 min read
General InsuranceICICI Lombard FY26: Health-Led Growth Story Gains Momentum
BimaNiti · 2026-06-02 · 2 min read
HealthHealth Insurance Trends Reshaping India in 2026
BimaNiti · 2026-06-01 · 1 min read

May 2026

Life InsuranceSBI Life FY26: Steady Growth, Margin Resilience, and Distribution Strength
BimaNiti · 2026-05-31 · 1 min read
General InsuranceNew India Assurance Q4: Profit Jumps 61% but Underwriting Concerns Persist
BimaNiti · 2026-05-29 · 1 min read
IRDAI/RegulatoryIRDAI's Regulatory Reforms: A New Era for Indian Insurance
BimaNiti · 2026-05-28 · 1 min read
General InsuranceSBI General Insurance Crosses Rs 15,000 Crore GDP: A Growth Milestone
BimaNiti · 2026-05-27 · 1 min read
IRDAI/RegulatoryIRDAI's New KMP Governance: Why Your Insurance CEO's Pay Now Depends on Your Claim Experience
BimaNiti · 2026-05-26 · 1 min read
MotorTelematics in Motor Insurance: PAYD and PHYD Explained
BimaNiti · 2026-05-25 · 3 min read
Life InsuranceLife Insurance FY26: Mid-Tier Challengers Reshape the Market
BimaNiti · 2026-05-25 · 1 min read
General InsuranceCyber Insurance in India: A Rapidly Growing Market Taking Shape
BimaNiti · 2026-05-24 · 1 min read
IRDAI/RegulatoryInd AS 117: The Accounting Revolution Reshaping Indian Insurance
BimaNiti · 2026-05-22 · 1 min read
General InsuranceNon-Life Insurance: 9.3% Growth in FY26 Amid Regulatory Shifts
BimaNiti · 2026-05-22 · 1 min read
IRDAI/RegulatoryGST Exemption on Insurance: Analysing the Impact Six Months On
BimaNiti · 2026-05-19 · 1 min read
IRDAI/RegulatoryRisk-Based Capital in India: What It Means for Insurers and Policyholders
BimaNiti · 2026-05-16 · 1 min read
Life InsurancePrivate Life Insurers FY26: SBI Life vs HDFC Life vs ICICI Pru
BimaNiti · 2026-05-15 · 3 min read
General InsuranceIndia's Rising Position in the Global Insurance Landscape
BimaNiti · 2026-05-13 · 1 min read
MotorMotor Insurance in India: Navigating Change in 2026
BimaNiti · 2026-05-10 · 1 min read
General InsuranceDigital Transformation in Indian Insurance: From Insurtech to AI
BimaNiti · 2026-05-07 · 1 min read
MotorMotor Insurance: TP vs OD Growth Dynamics in FY26
BimaNiti · 2026-05-05 · 3 min read
IRDAI/RegulatoryInsurance for All by 2047: Assessing India's Progress
BimaNiti · 2026-05-04 · 1 min read

April 2026

Personal LinesCrop Insurance in India: Addressing the Agricultural Protection Gap
BimaNiti · 2026-04-28 · 1 min read
MotorMotor TP Premium Reform: What Vehicle Owners Need to Know
BimaNiti · 2026-04-20 · 3 min read
General InsuranceICRA Insurance Outlook FY27: Growth Drivers and Risks
BimaNiti · 2026-04-15 · 3 min read

March 2026

General InsuranceAllianz Jio Reinsurance: Reshaping India's Reinsurance Market
BimaNiti · 2026-03-25 · 3 min read

January 2026

HealthTier 2/3 India: The New Frontier for Insurance
BimaNiti · 2026-01-20 · 3 min read

News Coverage

October 2026

MarketsMcKinsey on Indian Insurance: Premium Grew at 14 Percent, Costs at 20 Percent, and the Policy Count Did Not Move at All
BimaNiti · 2026-10-03 · 7 min read
IRDAI/RegulatoryIRDAI Chairman on MGAs: No Economic Rationale, and You Cannot Be an Insurer and a Distributor at the Same Time
BimaNiti · 2026-10-03 · 6 min read
MarketsCare Ratings on the Caps: Private Life Insurers Cut From 20 to 15 to 12.5 Percent While Penetration Stays at 3.7
BimaNiti · 2026-10-03 · 6 min read
Claims/SettlementNCDRC on the Driving Licence Defence: You Cannot Repudiate a Total Loss Because the Helper Was Unlicensed, If the Machine Was Not Moving
BimaNiti · 2026-10-03 · 6 min read
IRDAI/RegulatoryInsurers Want a Mutual-Fund-Style Expense Ladder, Not a Uniform Ceiling: What the Counter-Proposal to IRDAI Actually Asks
BimaNiti · 2026-10-02 · 6 min read
IRDAI/RegulatoryIRDAI Chairman Names the Number the Paper Is Built On: 44 Percent Distributor Margin and 22 Percent Cost of Doing Business
BimaNiti · 2026-10-02 · 6 min read
IRDAI/RegulatoryOne Insurer Says It Must Rewrite 30 to 40 Percent of Its Processes, Another Says It Is Already Inside the Caps
BimaNiti · 2026-10-02 · 5 min read
Claims/SettlementKolkata Consumer Commission Orders IndiaFirst Life to Pay Rs 99.41 Lakh on a Death Claim It Repudiated and Then Failed to Prove
BimaNiti · 2026-10-02 · 5 min read
IRDAI/RegulatoryIRDAI Extends the Public Insurance Registry Consultation to October 17: What the User Stories and the Deadline Ask of You
BimaNiti · 2026-10-02 · 5 min read

September 2026

IRDAI/RegulatoryInsurance Commission Caps: What 798 Brokers, 15 Lakh Agents and Coverfox Told IRDAI
BimaNiti · 2026-09-30 · 5 min read
Claims/SettlementFive Consumer Commission Orders in Ten Days, and the Rule They All Apply: The Insurer Must Prove It
BimaNiti · 2026-09-30 · 6 min read
IRDAI/RegulatoryRegulation 30A Opens a Merger Route, and Max Financial Into Axis Max Life Is the First Test
BimaNiti · 2026-09-30 · 5 min read
Life InsuranceChina Cut Bancassurance Commissions by 30 Percent in 2023. The Question Is What Happens Here
BimaNiti · 2026-09-30 · 5 min read
Technology & InnovationIntermediaries Are Answering the Caps by Moving Up the Stack: Manufacturing, Credit Life and Adjacent Revenue
BimaNiti · 2026-09-30 · 5 min read
Technology & InnovationBima Sugam Now Has a November Date After Missing January 2023, April 2025 and December 2025
BimaNiti · 2026-09-28 · 5 min read
IRDAI/RegulatoryIRDAI Is Choosing Between January 1 and April 1, 2027 to Start the New Expense Caps
BimaNiti · 2026-09-28 · 5 min read
MarketsPB Fintech's Exchange Filing: the Draft Ignores Online Selling Costs; Analysts See 30% Revenue at Risk
BimaNiti · 2026-09-28 · 5 min read
MarketsJPMorgan's Order Under the Caps: SBI Life First, HDFC Life Next, LIC Last
BimaNiti · 2026-09-28 · 5 min read
HealthEleven Months of Zero GST: Star Health Retail Base Grows 11% and Fresh Cover Rises to Rs 13.7 Lakh
BimaNiti · 2026-09-28 · 4 min read
Claims/SettlementSupreme Court: A Surveyor's Report Cannot Be Brushed Aside, and False Declarations Forfeit the Claim
BimaNiti · 2026-09-28 · 6 min read
General InsuranceNagaur Crop Insurance Probe: Fourth Arrest Is a CSC Operator, and 200 Policies Are in the Net
BimaNiti · 2026-09-28 · 5 min read
MotorMadras High Court Orders a SIT in Every Tamil Nadu District, and Driver Call Records in Two Weeks
BimaNiti · 2026-09-28 · 6 min read
Life InsuranceED Attaches Two Zurich International Life ULIPs Worth Rs 3.66 Crore in the Rs 1,266 Crore Advantage Overseas Case
BimaNiti · 2026-09-28 · 6 min read
Life InsuranceNavi Mumbai: Rs 61.46 Lakh Taken in a Fake "Surrender" Scam Built on a Forged Ombudsman Agent-Deactivation Form
BimaNiti · 2026-09-28 · 6 min read
Life InsuranceUttarakhand STF Arrests a Money Mule Over Rs 25.9 Lakh "Policy Revival" Fraud on Dormant PNB MetLife Policies
BimaNiti · 2026-09-28 · 5 min read
General InsuranceFake Call Centre Used Insurer Employee Data to Pick Victims: Three Held Over Rs 26 Lakh
BimaNiti · 2026-09-28 · 5 min read
Life InsuranceFour Arrested in Delhi for a Fake "Insurance Renewal" Call That Took Rs 4 Lakh From a Senior Citizen
BimaNiti · 2026-09-28 · 5 min read
IRDAI/RegulatoryKotak Maps the IRDAI Mis-Selling Draft: 12 Named Tricks, Clawback, Disclosure Above Rs 5 Crore
BimaNiti · 2026-09-26 · 5 min read
IRDAI/RegulatoryIRDAI Draft Cuts Health Renewal Commission to 5 Percent and Wants Commission-Led Porting Stopped
BimaNiti · 2026-09-26 · 4 min read
MarketsCommission Caps Could Cut Agent Pay to Rs 3,500 a Policy and Push Two-Wheeler Uninsured Share Higher
BimaNiti · 2026-09-26 · 5 min read
IRDAI/RegulatorySeven in Ten Buyers Back Commission Caps and 82 Percent Want Payouts Disclosed Before Buying
BimaNiti · 2026-09-26 · 4 min read
MarketsCentrum: Insurers Heavy on Credit Life Gain Most as Proposed Commission Falls to 2 Percent
BimaNiti · 2026-09-26 · 4 min read
IRDAI/RegulatoryMonika Halan Wants Six Months, Not Five Years, and Says the Lobbying to Roll Back Has Started
BimaNiti · 2026-09-26 · 4 min read
MarketsPB Fintech Falls Again as Jefferies Cuts Target to Rs 1,540 and Nomura Backs SBI Life
BimaNiti · 2026-09-25 · 5 min read
IRDAI/RegulatoryIRDAI Proposes End to Forced Insurance With Loans: Rate Disclosure, Choice, Direct Premium Payment
BimaNiti · 2026-09-25 · 4 min read
MotorIRDAI Motor Draft: Dealer QR Option, Cashless Repair Anywhere, Nil Third-Party Commission
BimaNiti · 2026-09-25 · 4 min read
IRDAI/RegulatoryIRDAI Draft: Public Mis-Selling Records, Commission Clawback, Seller Tagged to Every Policy
BimaNiti · 2026-09-25 · 5 min read
IRDAI/RegulatoryIRDAI Proposes Ban on Insurance Dark Patterns: See Prices Without Handing Over Your Number
BimaNiti · 2026-09-25 · 4 min read
IRDAI/RegulatoryEoM Gap: LIC, SBI Life, New India Already Meet FY29 Caps; Go Digit at 40.5 Percent
BimaNiti · 2026-09-25 · 5 min read
MotorKerala and Karnataka Set Up SITs to Probe Fake Motor Accident Claims After Supreme Court Order
BimaNiti · 2026-09-25 · 4 min read
IRDAI/RegulatoryIRDAI Distribution Paper: Five-Year EoM Cut, Hard Commission Caps, Loan Bundling Ban
BimaNiti · 2026-09-24 · 5 min read
MarketsPB Fintech Crashes 36 Percent, Turtlemint Hits Lower Circuit on IRDAI Commission Paper
BimaNiti · 2026-09-24 · 4 min read
IRDAI/RegulatoryIRDAI Caps by Product: Credit Life 2% Vs 28%, Health 5% Vs 40%, Motor OD 5% Vs 16%
BimaNiti · 2026-09-24 · 5 min read
Life InsuranceLife Insurers August New Business Premium Up 33 Percent to Rs 41,198 Crore
BimaNiti · 2026-09-22 · 5 min read
Life InsuranceLIC Wins RBI Nod for 9.99 Percent Stakes in ICICI Bank and HDFC Bank
BimaNiti · 2026-09-22 · 5 min read
Life InsuranceIndian Bank Plans Insurance and Mutual Fund JVs Within Two Years
BimaNiti · 2026-09-22 · 4 min read
Technology & InnovationBima Sugam Deadline Week: Motor, Health and Term Go-Live Test
BimaNiti · 2026-09-22 · 5 min read
Life InsurancePrudential to Cut ICICI Pru Life to 10 Percent for Bharti Life Buy
BimaNiti · 2026-09-22 · 4 min read
MotorKarnataka HC Orders SIT Probe Suspecting Motor Accident Claim Was Engineered to Defraud Insurer
BimaNiti · 2026-09-20 · 5 min read
MotorDelhi Consumer Commission: Fake Driver's License Does Not Void Insurance Claim
BimaNiti · 2026-09-20 · 5 min read
IRDAI/RegulatoryIRDAI Bars VC-Backed Fintechs from Insurance Manufacturing Licenses
BimaNiti · 2026-09-20 · 5 min read
Life InsuranceCBI Books Reliance Capital in Rs 2,684 Crore LIC Investment Fraud Case
BimaNiti · 2026-09-20 · 5 min read
Health InsuranceStar Health FY26 Data: Young India Driving Digital Health Insurance Revolution
BimaNiti · 2026-09-20 · 5 min read
Life InsuranceLife Insurers Go 99% Digital Amid IRDAI Distribution Overhaul
BimaNiti · 2026-09-20 · 5 min read
Life InsuranceEtah Fraud: Woman Insured 32 Days After Death, Rs 10.78 Lakh Claim Paid
BimaNiti · 2026-09-20 · 5 min read
Life InsuranceIRDAI Fines IndusInd Bank Rs 1 Crore for Grievance Redressal Failure
BimaNiti · 2026-09-18 · 4 min read
IRDAI/RegulatoryIRDAI Commission Reform: Banks May Face Significant Cuts Under Proposed Framework
BimaNiti · 2026-09-18 · 4 min read
Life InsuranceGST Exemption Drives 1.5x Growth in Term Insurance: Women, Young Buyers Lead Adoption
BimaNiti · 2026-09-18 · 4 min read
Life InsuranceAviva Life Insurance Launches Return-of-Premium Term Plan
BimaNiti · 2026-09-18 · 3 min read
Life InsuranceKotak Life Launches Protect Advantage Term Plan on Policybazaar
BimaNiti · 2026-09-18 · 3 min read
IRDAI/RegulatoryDigital Arrest Scams Target Insurance Policyholders: Mumbai Senior Citizens Lose Lakhs
BimaNiti · 2026-09-18 · 5 min read
Life InsuranceIRDAI Fines Canara HSBC Life Rs 1 Crore for Selling Annuity to 88-Year-Old
BimaNiti · 2026-09-13 · 5 min read
General InsuranceIRDAI Fines ICICI Lombard Rs 1 Crore Over Outsourcing, Refund Delays
BimaNiti · 2026-09-13 · 5 min read
General InsuranceIndia General Insurance FY26 Underwriting Loss Up 54% to Rs 46,632 Crore
BimaNiti · 2026-09-13 · 5 min read
HealthAmazon Pay to Expand Health, Travel Insurance as Embedded Cover Grows
BimaNiti · 2026-09-13 · 4 min read
IRDAI/RegulatoryIRDAI Bars Niva Bupa, Acko From New Branches 6 Months Over EoM Breach
BimaNiti · 2026-09-07 · 4 min read
Life InsuranceLIC May Skip Selling 10.72% NSE Stake in IPO: Valuation Call, Says CEO
BimaNiti · 2026-09-07 · 3 min read
IRDAI/RegulatoryIRDAI Warns Fake Consumer Site policyholdergov.org: Misused Emblems, Collected Premium
BimaNiti · 2026-09-05 · 4 min read
IRDAI/RegulatoryIRDAI Fraud Monitoring Framework: Central Fraud Database via IIB, Cyber as Separate Category
BimaNiti · 2026-09-05 · 4 min read
MotorNational Insurance vs K Saravanan: Forged Motor Policy, SC Orders SIT, Flags Connivance Risk
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceHDFC Life Rs25L Repudiation Upheld: Hidden Advanced Liver Metastasis
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceMumbai Widow Rs78L Hidden History: NCDRC Upholds Utmost Good Faith, Claim Dismissed
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceMahakali Sujatha vs Future Generali: 15 Policies Rs71.27L, Burden of Proof on Insurer
BimaNiti · 2026-09-05 · 5 min read
Life InsuranceMahaveer Sharma vs Exide Life Rs25L: Minor Low-Value Omission Not Fraud
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceHDFC Life Rs50L Minor Lapse: Multi-Year Policy, No Fraudulent Intent
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceBajaj Allianz Rs19.3L Family Payout Ordered: Repudiation Overturned
BimaNiti · 2026-09-05 · 4 min read
MotorGurshinder Singh vs Shriram General 2020: Motor Theft, Prompt FIR, Late Intimation Not Fatal
BimaNiti · 2026-09-05 · 4 min read
General InsuranceJamnagar Digital Arrest: 2 Insurance Agents Held, Rs13L Routed via Rented Accounts
BimaNiti · 2026-09-05 · 4 min read
General Insurance1930 Helpline Jurisdiction Flaw: Location-Routing Delay Costs Victim
BimaNiti · 2026-09-05 · 4 min read
Life InsuranceULIP Mis-selling by Forgery Rs40L Bank Branch: Fiduciary Breach of Corporate Agent
BimaNiti · 2026-09-05 · 4 min read
HealthIRDAI Annual Report 1 in 12 Rejections (~8%): Room-Rent and Non-Medical Top Reasons
BimaNiti · 2026-09-05 · 4 min read
IRDAI/RegulatoryIRDAI Homepage Spurious-Call Box 2014 Direction Reiterated: Insurers Must Flash Warning
BimaNiti · 2026-09-05 · 4 min read
MotorNo Insurance No Fuel Pilot Goes to Madhya Pradesh After Supreme Court Flags 16.54 Crore Uninsured
BimaNiti · 2026-09-05 · 5 min read
HealthParliamentary Panel Flags 40 Crore Missing Middle
BimaNiti · 2026-09-05 · 4 min read
HealthHaryana Private Hospitals Suspend Ayushman Services Over Rs 1,200 Crore Dues
BimaNiti · 2026-09-05 · 4 min read
IRDAI/RegulatoryIRDAI Warns Against Fake Grievance Portal igmsirdai.online: Do Not Share KYC, OTP or Pay on Phishing Site
BimaNiti · 2026-09-05 · 4 min read
IRDAI/RegulatoryIRDAI Corporate Agent Overhaul: Rs 10,000 Plus 0.04% Fee, Pre-Recruitment Test
BimaNiti · 2026-09-04 · 4 min read
HealthHealth Insurance Premiums Set to Rise 10-15% in Next 12-18 Months as Medical Inflation Holds at 14-15%
BimaNiti · 2026-09-04 · 3 min read
IRDAI/RegulatoryIRDAI Information and Cybersecurity Guidelines 2026 and TRAI 1600-Series Mandate
BimaNiti · 2026-09-04 · 3 min read
IRDAI/RegulatoryIRDAI Commission Regulations: Ceilings per Product Category Likely, Distributor-Level Caps Ruled Out
BimaNiti · 2026-09-04 · 3 min read
General InsuranceIndia General Insurance to Reach Rs 5.4 Lakh Crore by 2030 at 10% CAGR
BimaNiti · 2026-09-04 · 3 min read
HealthIRDAI Amends TPA Health Services and Surveyors Regulations 2026
BimaNiti · 2026-09-04 · 3 min read
HealthIRDAI Claim Settlement Within 3 Months: Acko, Niva Bupa, Aditya Birla and Galaxy Hit 100%
BimaNiti · 2026-09-03 · 3 min read
HealthHealth Search Trends FY25: Family Floater +22.65% and Senior Citizen +21.41% Lead
BimaNiti · 2026-09-03 · 3 min read
IRDAI/RegulatoryIRDAI Proposes Public Insurance Registry as DPI
BimaNiti · 2026-09-02 · 4 min read
Life InsuranceLIC Launches Bima Platinum and Jeevan Raksha on 70th Anniversary
BimaNiti · 2026-09-02 · 4 min read
General InsuranceGeneral Insurance FY26 Grows 9% to Rs 3.36 Lakh Crore but PAT Falls 23% to Rs 10,000 Crore
BimaNiti · 2026-09-02 · 4 min read
General InsuranceInsuranceDekho and RenewBuy Merge to Form Largest AI-Enabled POSP Platform
BimaNiti · 2026-09-01 · 3 min read

August 2026

General InsuranceSBI General Becomes First General Insurer to Report Under Ind AS
BimaNiti · 2026-08-28 · 3 min read
HealthTamil Nadu CMCHIS Rs 25 Lakh Cover: No New Cards Needed as Rollout Goes Imminent
BimaNiti · 2026-08-28 · 3 min read
IRDAI/RegulatoryIRDAI Approves NDB's Rupee Bonds for Insurers
BimaNiti · 2026-08-28 · 3 min read
General InsuranceFire Insurance Premiums Fall 28% to Rs 10,062 Crore in April-July
BimaNiti · 2026-08-27 · 3 min read
Technology & InnovationIndiaFirst Life Hands Core Insurance Tasks to AI
BimaNiti · 2026-08-27 · 3 min read
IRDAI/RegulatorySitharaman Pitches 100% FDI to Canadian Insurers and Pension Funds
BimaNiti · 2026-08-27 · 3 min read
Life InsuranceLIC Puts Rs 5,000 Crore Into Bajaj Finance Bonds at 8.15%
BimaNiti · 2026-08-27 · 3 min read
MotorSupreme Court Orders SITs in Every State to Probe Motor Insurance Fraud of 'Enormous Proportion'
BimaNiti · 2026-08-26 · 3 min read
HealthBajaj General Makes Pets Insurable Family Members
BimaNiti · 2026-08-26 · 3 min read
HealthICAI Tie-Up Brings Health Cover to 17 Lakh CAs
BimaNiti · 2026-08-26 · 2 min read
Life InsuranceRPLI Eligibility Now Hinges on an Active Account
BimaNiti · 2026-08-25 · 3 min read
Life InsuranceBank Union Asks IRDAI to Review LIC IDBI Bank Stake Sale
BimaNiti · 2026-08-25 · 3 min read
IRDAI/RegulatoryIRDAI Bars Edelweiss Life and Pramerica Life From Opening New Offices Over Expense Limits
BimaNiti · 2026-08-22 · 3 min read
IRDAI/RegulatoryIRDAI Bars Four Insurers From New Branches for Six Months After EoM Breaches of Up to Rs 335 Crore
BimaNiti · 2026-08-21 · 3 min read
HealthPrudential Health India Begins Operations With a 12,000-Hospital Network
BimaNiti · 2026-08-20 · 3 min read
HealthTamil Nadu Multiplies CMCHIS Health Cover Fivefold to Rs 25 Lakh a Year
BimaNiti · 2026-08-19 · 3 min read
Life InsuranceCCI Clears Prudential's Rs 3,500 Crore Acquisition of 75% in Bharti Life
BimaNiti · 2026-08-19 · 2 min read
IRDAI/RegulatoryIRDAI Plans to Phase Out Big Upfront Insurance Commissions in Mis-Selling Crackdown
BimaNiti · 2026-08-18 · 2 min read
Technology & InnovationMarket Fee for Bima Sugam Likely at 5-7% of Premium
BimaNiti · 2026-08-18 · 2 min read
IRDAI/RegulatoryIRDAI Plans to Link Insurance Commissions to Product Complexity and Policy Retention
BimaNiti · 2026-08-18 · 2 min read
HealthInsurance Claim Pending for 16 Years: Consumer Commission Orders Rs 9.95 Lakh Payout
BimaNiti · 2026-08-18 · 2 min read
General InsuranceGlobal Natural Disaster Losses Hit $112 Billion, Reinsurance Costs Set to Rise
BimaNiti · 2026-08-18 · 2 min read
Technology & InnovationAI Has to Be Brought in at a Rapid Scale: IndusInd General Insurance CTO
BimaNiti · 2026-08-18 · 2 min read
General InsuranceCrop, Fire Cover Rates Sharply Lower Even as Non-Life Premium Grows 9.5% in April-July
BimaNiti · 2026-08-14 · 2 min read
Life InsuranceAverage Life Insurance Premium Rises 43% to Rs 22,195 as Policyholders Buy Higher Cover
BimaNiti · 2026-08-14 · 2 min read
General InsuranceGalaxy Health Enters International Travel Insurance With Fly Global Cover
BimaNiti · 2026-08-14 · 2 min read
Life InsuranceLife Insurers' July New Business Premium Up 20.7% to Rs 47,005 Crore; Policy Count Nearly Flat
BimaNiti · 2026-08-13 · 2 min read
Technology & InnovationBima Sugam Trial Run Begins With Motor Insurers; Live Transactions From September
BimaNiti · 2026-08-13 · 2 min read
General InsuranceCorporate Insurance Rates Fall as Capacity Glut Deepens: Cyber, Fire, PI and D&O All Cheaper
BimaNiti · 2026-08-13 · 2 min read
HealthIRDAI Panel Weighs Benchmark Treatment Rates, Common Health Product and Nationwide Claims Exchange
BimaNiti · 2026-08-12 · 2 min read
General InsuranceNon-Life Premium Growth Slows to 5.7% in July; Health Insurance Leads With 28.8% Growth
BimaNiti · 2026-08-10 · 2 min read
Life InsuranceLIC Launches New Bima Jyoti: Non-Par Savings Plan With Guaranteed Benefits
BimaNiti · 2026-08-10 · 2 min read
General InsuranceInsurance Stocks Rally Up to 10% After Supreme Court's Motor TP Ruling
BimaNiti · 2026-08-05 · 2 min read
MotorSupreme Court Extends Motor TP Cover: 4 Years for New Cars, 6 Years for Two-Wheelers
BimaNiti · 2026-08-04 · 2 min read
MotorSC Approves Four-Layer Motor Insurance Structure With Mandatory Customer Option Form
BimaNiti · 2026-08-04 · 2 min read
MotorNo Insurance, No Fuel: SC Directs IRDAI-MoRTH Pilot Linking Fuel Purchase to Insurance Status
BimaNiti · 2026-08-04 · 2 min read
Life InsuranceLIC OFS: Government Sells Up to 6.5% Stake in India's Largest-Ever Offer for Sale
BimaNiti · 2026-08-04 · 2 min read
IRDAI/RegulatoryIRDAI Directs Insurers to Fast-Track Claim Settlement in Assam Flood-Affected Districts
BimaNiti · 2026-08-04 · 1 min read
IRDAI/RegulatoryFY26 Insurance Complaints Data: Claim-Related Grievances Account for 41% of All Complaints
BimaNiti · 2026-08-04 · 2 min read
HealthAditya Birla Health Launches Activ Yuva: A Wellness-Focused Plan for the 25-35 Age Group
BimaNiti · 2026-08-04 · 2 min read
IRDAI/RegulatoryIRDAI Defers TPA Listing Proposal, Plans Uniform Intermediary Listing Framework
BimaNiti · 2026-08-03 · 2 min read
Life InsurancePremature Life Policy Exits Surpass Maturity Payouts: Surrenders Hit 39% of Benefits Paid
BimaNiti · 2026-08-03 · 2 min read
General InsuranceICICI Lombard Marks 25th Anniversary With 25 New Solutions, Including 5 Industry Firsts
BimaNiti · 2026-08-03 · 2 min read
HealthGI Council Clarifies Fever Admission Advisory Is Not Binding on Doctors or Insurers
BimaNiti · 2026-08-03 · 2 min read
IRDAI/RegulatoryIRDAI Extends Transitional Arrangements for Intermediary Registration
BimaNiti · 2026-08-01 · 2 min read
Life InsuranceLIC OFS 2026: Government Raises Rs 31,552 Crore by Divesting 6.5% Stake
BimaNiti · 2026-08-01 · 2 min read
Life InsurancePNB MetLife Launches 360 Health Saving Plan, a Health-Focused ULIP
BimaNiti · 2026-08-01 · 1 min read
IRDAI/RegulatoryIRDAI Wants Every Insurance Policy Tagged to the Selling Agent from January 2027
BimaNiti · 2026-08-01 · 1 min read
IRDAI/RegulatoryIRDAI Tightens Ownership Norms on Share Transfers, Eases Capital Infusion
BimaNiti · 2026-08-01 · 1 min read

July 2026

HealthGI Council Issues Hospital Admission Norms for Fever Cases; Doctors Fear Claim Rejections
BimaNiti · 2026-07-31 · 1 min read
Life InsuranceDigit Life Forays into Retirement Segment with Digit Life Pension Plan
BimaNiti · 2026-07-31 · 1 min read
IRDAI/RegulatoryIRDAI Notifies Actuarial, Finance & Investment Regulations under SBSR Framework
BimaNiti · 2026-07-31 · 1 min read
IRDAI/RegulatoryInsurance Sector Gets New Rulebook: IRDAI Revises Registration, Shareholding and Merger Norms
BimaNiti · 2026-07-31 · 1 min read
IRDAI/RegulatoryIRDAI Clears Insurer Investments in Private Companies, Eases Infrastructure Funding Norms
BimaNiti · 2026-07-31 · 1 min read
HealthStar Health Q1 FY27: PAT Up 25% to Rs 550 Crore, Underwriting Profit Jumps Six-Fold
BimaNiti · 2026-07-30 · 2 min read
HealthNiva Bupa Q1 FY27: PAT Surges 93% to Rs 138 Crore, Retail Health Share Crosses 11%
BimaNiti · 2026-07-30 · 2 min read
MotorMotor Third-Party Premiums Set to Rise After 4 Years; SC Ruling Adds Pressure
BimaNiti · 2026-07-30 · 1 min read
IRDAI/RegulatoryGST Exemption Boosts Premiums: Individual Health Collection Grows 29.7%, Life 11.2%
BimaNiti · 2026-07-30 · 1 min read
Life InsuranceICICI Prudential Launches 10-Year Life Cover Option under iProtect Smart Plus
BimaNiti · 2026-07-30 · 1 min read
IRDAI/RegulatoryIRDAI Approves Perpetual Registration for Insurance Intermediaries
BimaNiti · 2026-07-30 · 1 min read
Life InsuranceCanara HSBC Life Unveils Promise2Secure, a Holistic Protection Solution
BimaNiti · 2026-07-29 · 1 min read
IRDAI/RegulatoryIRDAI 137th Meeting: PEPF Regulations, Penalty Framework and ProTec General Insurance Approved
BimaNiti · 2026-07-29 · 1 min read
General InsuranceIRDAI Approves Patanjali-DS Group's Rs 4,500-Crore Acquisition of Magma General Insurance
BimaNiti · 2026-07-29 · 2 min read
Life InsuranceLIC Q1 FY27: Net Profit Jumps 23% to Rs 13,492 Crore, VNB Surges 61%
BimaNiti · 2026-07-28 · 2 min read
General InsuranceGo Digit Q1FY27: Net Premium Up 7.4%, But Profit Falls 37.5%
BimaNiti · 2026-07-27 · 2 min read
HealthGovernment: No Proposal to Make Insurers Follow Doctors' Opinion on Health Claims
BimaNiti · 2026-07-27 · 1 min read
Life InsuranceNRIs Can Now Buy USD-Denominated Term Insurance from India via GIFT City
BimaNiti · 2026-07-27 · 1 min read
General InsuranceBain Capital in Advanced Talks for Up to 25% Stake in IndusInd General Insurance
BimaNiti · 2026-07-27 · 2 min read
General InsuranceICICI Lombard Q1 FY27: Net Profit Plunges 46% as Combined Ratio Spikes to 107.2%
BimaNiti · 2026-07-26 · 2 min read
Life InsuranceICICI Prudential Life Q1 FY27: PAT Up 28% to Rs 386 Crore as Protection Business Fuels Growth
BimaNiti · 2026-07-25 · 2 min read
IRDAI/RegulatoryFinance Ministry Notifies Draft Insurance Rules 2026 to Replace 1939 Rules
BimaNiti · 2026-07-25 · 1 min read
Life InsuranceSBI Life Q1 FY27: Profit Jumps 22% to Rs 724 Crore, First Year Premium Up Nearly 40%
BimaNiti · 2026-07-24 · 2 min read
Claims/SettlementConsumer Court Orders ICICI Lombard to Pay Rs 50 Lakh, Says Insurer Cannot Impose New Claim Conditions
BimaNiti · 2026-07-24 · 1 min read
IRDAI/RegulatoryIndia to Roll Out Common Customer ID for Banks and Insurers in August
BimaNiti · 2026-07-24 · 1 min read
General InsuranceIRDAI Warns General Insurers Against 99% Discounts on Fire Risk Cover
BimaNiti · 2026-07-24 · 1 min read
IRDAI/RegulatoryIRDAI Plans Risk-Based Capital Norms by April 2027; Insurers Flag Readiness Challenges
BimaNiti · 2026-07-24 · 1 min read
Life InsuranceHDFC Life Q1 FY27: PAT Up 11.5% to Rs 611 Crore, Proprietary Channel Grows 17%
BimaNiti · 2026-07-23 · 2 min read
General InsuranceBlackstone Partners with Ex-HDFC Ergo MD Anuj Tyagi for AI-Native General Insurance Venture
BimaNiti · 2026-07-23 · 1 min read
Life InsuranceLIC Ordered to Pay Rs 60 Lakh+ to Policyholder for Claim Delay and Deficiency
BimaNiti · 2026-07-21 · 1 min read
Claims/SettlementSupreme Court: Fraud Vitiates All - Landmark Ruling on Insurance Contracts
BimaNiti · 2026-07-21 · 2 min read
IRDAI/RegulatoryGIFT City Emerges as Insurance Hub with 20+ Insurers, 100% FDI Route for Reinsurers
BimaNiti · 2026-07-20 · 1 min read
MotorSupreme Court Directs IRDAI to Clarify Cross-Border Motor TP Insurance Clauses
BimaNiti · 2026-07-20 · 1 min read
IRDAI/RegulatoryIRDAI Seeks Comments on Rs 800 Crore Policyholders' Education and Protection Fund Regulations
BimaNiti · 2026-07-20 · 1 min read
Life InsuranceHDFC Life Ordered to Pay Rs 50 Lakh to Nominee Despite Disclosure Lapse
BimaNiti · 2026-07-19 · 1 min read
Life InsuranceLife Insurance Sector Begins FY27 with 16.6% NBP Growth
BimaNiti · 2026-07-17 · 1 min read
General InsuranceICICI Lombard Q1 FY27: Profit Slumps 46% on Large Fire Claims, Motor TP Verdict
BimaNiti · 2026-07-16 · 1 min read
Life InsuranceICICI Prudential Life Rebrands to ICICI Life Insurance After Prudential Exits Promoter Role
BimaNiti · 2026-07-15 · 1 min read
General InsurancePMFBY 2026 Revamp: Satellite Tech, KCC Linkage, and Voluntary Opt-In for All Farmers
BimaNiti · 2026-07-15 · 1 min read
Life InsuranceHDFC Life & ICICI Pru Q1 FY27: Double-Digit Profit Growth
BimaNiti · 2026-07-15 · 1 min read
IRDAI/RegulatoryIRDAI Mandates Monthly ISP Data Submission by All Insurers From July 2026
BimaNiti · 2026-07-10 · 2 min read
Life InsuranceQ1 FY27 Sector Data: Life NBP Grows 16.6%, Non-Life Premiums Rise 11.1%
BimaNiti · 2026-07-10 · 1 min read
HealthIRDAI Launches Health Insurance Scorecards for 15 Insurers to Boost Transparency
BimaNiti · 2026-07-10 · 1 min read
IRDAI/RegulatoryIRDAI Proposes Overhaul of Insurance Commission Structure, Caps on High-Reward Products
BimaNiti · 2026-07-09 · 1 min read
HealthStandalone Health Insurers Surge 30.9% in June
BimaNiti · 2026-07-09 · 1 min read
Life InsuranceLIC Launches Joint Life Insurance Plans for Couples
BimaNiti · 2026-07-08 · 1 min read
IRDAI/RegulatoryIRDAI Set to Review Third-Party Motor Insurance Rates
BimaNiti · 2026-07-08 · 1 min read
General InsuranceNon-Life Premiums Grow 16% in June, Highest in 5 Months
BimaNiti · 2026-07-07 · 1 min read
General InsuranceTravel Insurance Adoption Up 22% in 2026
BimaNiti · 2026-07-03 · 1 min read
General InsuranceInsurtech Funding Crashes 83% in H1 2026 as Investors Shift Focus to Profitability
BimaNiti · 2026-07-01 · 1 min read

June 2026

IRDAI/RegulatoryIRDAI Clarifies AIF Investment Rules: Insurers Can Invest in Cat I & II AIFs
BimaNiti · 2026-06-20 · 2 min read
Life InsuranceCanara HSBC Life Launches Promise4Wealth ULIP and iSelect Guaranteed Future Plus
BimaNiti · 2026-06-10 · 1 min read
General InsuranceEV Policy Issuance Surges 670% in FY26
BimaNiti · 2026-06-08 · 1 min read

May 2026

IRDAI/RegulatoryIRDAI Links Insurance KMP Pay to Customer Outcomes, Mandates Public Disclosures
BimaNiti · 2026-05-26 · 1 min read
General InsuranceD2C Brands Drive Surge in Product Liability Insurance Amid Consumer Protection Act Enforcement
BimaNiti · 2026-05-25 · 2 min read
General Insurance14+ Insurers File Telematics Products for Commercial Fleets
BimaNiti · 2026-05-22 · 1 min read
Life InsuranceLIC Q4 FY26: Net Profit Surges 23% to Rs 23,467 Crore, Board Declares Rs 10 Dividend and 1:1 Bonus
BimaNiti · 2026-05-21 · 1 min read
IRDAI/RegulatoryIRDAI Issues Corporate Agent Amendment Regulations 2026: Digital Tagging Mandatory From Jan 2027
BimaNiti · 2026-05-15 · 2 min read
General InsuranceNew India Assurance Q4: Profit Jumps 61% to Rs 558 Crore on Investment Income
BimaNiti · 2026-05-11 · 1 min read
HealthStandalone Health Insurers Lead with 17.89% Premium Growth as Health Awareness Rises
BimaNiti · 2026-05-10 · 1 min read
General InsuranceIndia's Insurance Penetration Stable at 3.7% as Density Improves Marginally to USD 97
BimaNiti · 2026-05-05 · 1 min read
General InsuranceMotor TP Premiums Rise 9.3% in FY26, Outpacing OD
BimaNiti · 2026-05-03 · 1 min read

April 2026

IRDAI/Regulatory100% FDI in Insurance: Global Insurers Line Up to Enter Indian Market
BimaNiti · 2026-04-25 · 1 min read
General InsuranceSBI General Insurance Crosses Rs 15,000 Crore GDP Milestone in FY26
BimaNiti · 2026-04-24 · 1 min read
Life InsuranceSBI Life FY26: NBP Grows 20% to Rs 42,550 Crore, VNB Margin Holds at 27.5%
BimaNiti · 2026-04-22 · 1 min read
Life InsuranceMid-Tier Life Insurers Gain Ground: Retail Premium Growth Outpaces Top 5 Players
BimaNiti · 2026-04-21 · 1 min read
Life InsuranceHDFC Life FY26: PAT Grows 6% to Rs 1,910 Crore, Retail Protection Up 43%
BimaNiti · 2026-04-17 · 1 min read
General InsuranceUnited India Insurance Achieves Maiden Milestone: 10 Villages in Alwar Get Comprehensive Coverage
BimaNiti · 2026-04-15 · 1 min read
General InsuranceICICI Lombard Q4: GDPI Growth Surges 18.2%, Health Insurance Leads at 38.2%
BimaNiti · 2026-04-15 · 1 min read
IRDAI/RegulatoryGST Exemption on Health Insurance Drives Premium Surge in H2FY26
BimaNiti · 2026-04-15 · 1 min read
Life InsuranceICICI Prudential Life FY26: PAT Surges 35% to Rs 1,600 Crore
BimaNiti · 2026-04-14 · 1 min read
General InsuranceCareEdge: Non-Life Sector to Grow 8–11% Over Medium Term
BimaNiti · 2026-04-09 · 1 min read
General InsuranceNon-Life Insurers Log 9.3% Premium Growth in FY26 Amid GST Relief
BimaNiti · 2026-04-09 · 1 min read
General InsuranceCareEdge: Non-Life Insurance Sector Grew 8.6% in FY26, Health Insurance Leads Growth
BimaNiti · 2026-04-09 · 1 min read
Technology & InnovationBima Sugam Enters Live Beta: Zero-Commission Insurance Marketplace Set for Public Rollout
BimaNiti · 2026-04-06 · 2 min read
IRDAI/RegulatoryIRDAI Grants 12-Month Ind AS Forbearance to Insurers
BimaNiti · 2026-04-01 · 1 min read
IRDAI/RegulatoryInd AS 117 Comes Into Effect: New Accounting Standard Transforms Insurance Financial Reporting
BimaNiti · 2026-04-01 · 1 min read
IRDAI/RegulatoryIRDAI Notifies Ind AS Implementation Framework for Insurers
BimaNiti · 2026-04-01 · 1 min read

March 2026

IRDAI/RegulatoryAllianz Jio Reinsurance Commences Operations
BimaNiti · 2026-03-26 · 1 min read
Technology & InnovationIRDAI Discusses Public Insurance Registry Framework With Industry Stakeholders
BimaNiti · 2026-03-17 · 2 min read
Technology & InnovationPlum Insurtech Raises $20 Million Series B Led by Peak XV for Corporate Health Benefits
BimaNiti · 2026-03-15 · 1 min read
IRDAI/RegulatoryIRDAI Reviews Insurance Sector Performance; Total Premium Collections Reach Rs 10.51 Lakh Crore
BimaNiti · 2026-03-09 · 1 min read
IRDAI/RegulatoryIRDAI Approves Allianz Jio Reinsurance and Kiwi General Insurance at 134th Meeting
BimaNiti · 2026-03-09 · 1 min read
General InsuranceCentral Bank of India Gets CCI Nod to Raise Stake to 26% in Generali Central Insurance
BimaNiti · 2026-03-06 · 1 min read

February 2026

IRDAI/RegulatoryRBI Draft Directions Target Dark Patterns in Financial Products, Prohibit Bundled Consent
BimaNiti · 2026-02-20 · 2 min read
IRDAI/RegulatoryRBI Proposes Stricter Bancassurance Norms: Two-Tier Model for Banks Selling Insurance
BimaNiti · 2026-02-11 · 1 min read
Life InsuranceLIC Q3 FY26: Cons PAT Jumps 17% to Rs 12,930 Crore
BimaNiti · 2026-02-05 · 1 min read
IRDAI/RegulatorySabka Bima Sabki Raksha Act Comes Into Effect: 100% FDI in Insurance Now Operational
BimaNiti · 2026-02-05 · 1 min read

January 2026

IRDAI/RegulatoryGovt Proposes Age-Linked TP Premium Formula in Budget 2026
BimaNiti · 2026-01-30 · 1 min read
General InsuranceSwiss Re Forecasts India as Fastest-Growing Major Insurance Market at 6.9% CAGR Over 2026-2030
BimaNiti · 2026-01-19 · 1 min read
HealthTier 2/3 Regions Account for 62% New Health Policies
BimaNiti · 2026-01-15 · 1 min read

December 2025

IRDAI/RegulatoryIRDAI 133rd Meeting: Key Regulatory Outcomes
BimaNiti · 2025-12-23 · 1 min read

November 2025

Life InsuranceLIC Q2 FY26: Net Profit Jumps 31% to Rs 10,098 Crore
BimaNiti · 2025-11-06 · 1 min read

September 2025

IRDAI/RegulatoryCBIC Clarifies ITC Reversal for Insurance Commissions
BimaNiti · 2025-09-16 · 1 min read

August 2025

Life InsuranceLIC Q1 FY26: PAT Grows 5% to Rs 10,986 Crore, VNB Surges 21%
BimaNiti · 2025-08-07 · 1 min read